Testimonials
“We were very happy with the service on our reverse mortgage.”
Joe M. Columbus, Ohio
“Rob Young was very helpful and kept me informed when we got our mortgage.”
Stanley C. Cincinnati, OH
“I would recommend David Viox to all my friends and family for a mortgage.”
Myra W. Cincinnati, Ohio
“Rob was sensational and informative.”
Donald M. Cincinnati, Ohio
“David was polite and courteous throughout the loan process.”
Blair M. Hamilton, OH
“Mortgage consultant David Viox was wonderful. He made our home loan experience very pleasant.”
Tina W.
Cincinnati Debt Consolidation Loan
With a real estate debt consolidation loan you can pay off high interest rate credit cards or other debts and start saving money this month.
Two of the loan options are the FHA and conventional mortgage loans. With the FHA option you can borrower up to 85% of the appraised value of your home. Use the money for almost anything you want. HUD or FHA will allow you to pay off the debts you choose if you meet the other guidelines. This can be a great loan for people with perfect credit or previous bad credit.
One of the advantages of FHA is the low mortgage insurance rate. FHA has some of the lowest mortgage insurance rates of any home loan available. You can maximize your home equity and not pay a penalty.
The other option is a Fannie Mae or Freddie Mac cash out loan for debt consolidation. These loans have changed since the credit crunch. You can still do a cash out debt consolidation loan, the amount of money you can access has been reduced and the banks make you pay more to do it. Most lenders will limit your loan to value and charge loan fees to the interest rate.
Call David or Rob to find out what home loan options are availble to you.
